Current Account

  • 24 hour access
  • Convenient bills payment
  • Cheque book
  • No minimum balance
  • Access to other services

Qualifications Criteria

  • Specified minimum net monthly salary
  • Specified minimum opening deposit
  • Current payslip
  • Identification particulars- metal/plastic national ID, drivers’ licence or valid passport
  • Proof of residence in the form of utility bills, company letter of introduction or latest bank statement.

For latest information on qualification criteria, visit your nearest First Capital Bank Branch

24 hour access

A Current Account comes with a debit card which allows access to your account 24 hours a day, 7 days a week through our cash machines.

No minimum balance

With a Current Account you do not need to maintain a minimum balance in your account. However you will need to be earning a specified minimum monthly net income to open the account. Please contact one of our Personal Bankers for more details.

Convenient bills payment

If you have regular monthly bills e.g. rent or insurance premiums, we can set up standing orders from your Current Account to do this rather than paying cash. Alternatively, you can use your Cheque book.

Other services

The Current Account gives you easy access to a wide range of other products and services including savings and personal loans.

How to apply

To open a Current Account simply complete an application form and hand it over to a Personal Banker at your nearest First Capital Bank branch. You will need to show evidence of your identity such as a Driving Licence, metal or plastic ID card or a valid passport. You will also need a copy of your payslip or letter from your employer.